Low doc loans are specially designed for self-employed workers, who often can’t provide traditional proof of income like regular payslips. The term ‘low doc’ doesn’t necessarily mean you have to provide less evidence of your income-rather, it’s all about providing different types of evidence of your income. Not every lender offers low doc loans. Those that do might ask for a larger deposit or a higher interest rate.
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Pre-qualifying gives you a preview of the rates, payments, and terms you might receive for your loan. It’s ideal to pre-qualify with multiple lenders and compare offers.
We will learn more about you, what it is you want from your loan, what is your current financial situation and ask for some documentation so that we can make a personalized assessment suited to your requirements.
Once you have chosen a loan with the rate, terms, and features that fit your budget and match your borrowing needs, it’s time to complete a loan application.
Once the application is with the lender for final approval, you may need to verify your income, employment, and assets with the documents mentioned in the previous step.
Don't wait until it's too late. Contact for all of your personal and commercial loan.
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Charmsland Pty Limited trading as Patel Financial Solutions ABN 60 153 639 279.Credit Representative number 508354 is authorised under Australian Credit Licence number 389328
